Pre-Discharge Bankruptcy Education
The Bankruptcy Code now requires you to complete an approved financial education course with an approved agency* like CCCS-OC before your debts can be discharged. We are pleased to offer our financial program, "Money In Motion," which can be completed online, in the comfort of your home, or in a classroom (Orange County only).
Money In Motion
"Money In Motion" addresses financial literacy issues that will give you the tools to prevent future financial problems. Among key topics:
- Rebuilding finances after bankruptcy
- Developing and following a budge
- Understanding and using credit
- "Predatory lending"
- Identity Theft
Enjoy the warmth and acceptance of a classroom setting, or set your own pace with our online course. Facilitators will help you review the material and answer all your questions. Once you pass a short quiz, you be provided with the Certificate you need to have your debts discharged.
- Approximate course length: 2 hours
- Bankruptcy filing location: In-person classes offered in Orange County, CA only. On-line offered in all
states except Alabama, Illinois, Massachusetts, North Carolina, or Oregon.
- Certificate of completion: You will be given a certificate verifying completion of the
course, and will have to file that certificate with the Bankruptcy Court in order to have your debts
discharged. CCCS-OC is approved by the Executive Office for U.S. Trustees (EOUST) to issue this
required certificate in compliance with the Bankruptcy Code*.
- Program cost, including certificate: $50 per filer. Payment may be made by money order,
cashier's check, or by clicking the pay online button below with a debit card featuring the
MasterCard® or Visa® logo. Husband and wife must each take the course individually and pay
separately if both are filing for bankruptcy. Fee may be waived in certain hardship cases.
- Select the course setting best for you: Online or Classroom
Registration for the Online Course
- Click here to read the disclosure letter.
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Click below to register and pay:
- Once you register and pay you may begin taking the course immediately.
- A certificate will be issued within two business days of notification of completion.
- The name on your debit card must match the information on your registration form.
To speak to a representative call (800) 213-2227 Ext. 128
Classroom Schedule
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Bring to class: Photo ID, Your Bankruptcy Case Number, the Name of the City where Bankruptcy was filed.
Please arrive 20 minutes prior to class.
CCCS-OC also offers approved Pre-Bankruptcy Counseling, which is required before you can file for bankruptcy.
*CCCS-OC is approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an agency's services.
